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"In 2013, banks will compete in the level of rates", said Andriy Palka, Head of the Board of the Commercial Bank. "PRO CAPITAL" TV program. "First Business" channel
Ukrainian banks will gradually return to a wide range of services they provided before 2008’s crisis. Such forecast for the domestic banking sector has been given by Andriy Palka, Head of the Board of commercial bank in “PRO CAPITAL” program on "First Business" channel.
"During the crisis in 2008, banks have significantly narrowed its product line, especially in the direction of loans. Nowadays there is a trend to return to the cash, retail loans, increasing funding for the car loan. For corporate business, we can predict that banks will provide a more long-term lines of loans - not 5-7 years, of course, but 1-2 years. Perhaps, they will even fund some infrastructure projects ", said Andriy Palka.
Discussing with anchorwoman Antonina Kutova prospects of Ukraine banking, guest of “PRO CAPITAL” program admitted that in 2013, first and foremost, the improvement of banking services quality level can be expected.
"Nowadays the banking sector is so competitive, that it’s almost impossible to create something new in the product line. The products foreign banks have introduced to the Ukrainian market, has been adopted and adapted by domestic bankers long time ago. In 2013, the competition will be in service, customers consulting, and in level of rates. And some banks will look for new ways of effective resources optimization. After these measures, banks will become more profitable and stable, and eventually gets more competitive advantages, he said.
More details about the forecasts for loans and deposits rates, as well as prospects of the Ukrainian banking sector you can find out in an interview with Andriy Palka for “PRO CAPITAL” program today, April 11, 20:55 on "First Business" channel.
“PRO CAPITAL” program - the insider view on the capital market. It’s author’s project of investment holding “Pro Capital Group” about the capital markets and the opportunity to earn money there. Watch every Thursday, 20:55 at the "First Business" channel. Replays - Sunday at 18:30 and Tuesday at 16:15.